Last Updated: 4/10/2020
HDFC Net Banking: Some Major Things You Have To Know
With the advancement of technology, people’s daily work is becoming easier. Internet banking has taken people’s work one step further.
As the days go by, people are becoming more and more dependent on internet banking.
Now people are showing more interest in internet banking than going to the bank in person and standing in line for hours.
Also, since 2016, internet banking has become popular in South Asian countries, especially in India.
And the government-private banking organization is introducing internet banking to improve customer service.
Banks that have introduced internet banking facilities are not limited to just one job. In addition to internet banking, many more benefits are being offered by local banks these days.
People can open FDs through internet banking at home, pay taxes, recharge mobiles, order check books, transfer money from one account to another if they wish – there are many more benefits of internet banking at home. Be able to through.
If you have no idea about internet banking. If you are an old off-line banking customer. You like to go to the bank and transact.
You want to know the details about online banking and have decided to know the details of net banking. However, you are requested to complete this article.
You can learn more by reading this article.
Before that we need to be clear about what net banking is. And you need to know how net banking works.
Let’s find out some important things about internet banking.
What is net banking?
Net banking is an electronic money transfer system. Many people call net banking as internet banking and some people call it online banking.
Net banking is a process for which you do not have to go to the bank and spend hours and hours standing in line to perform the work of the bank.
In net banking you can do all the work sitting at home if you want.
- You can transfer money from one account to another,
- You can make money transactions with your business partner,
- Mobile recharge,
- Be able to pay the electricity bill,
- You can pay taxes to the government,
There are many things you can do now through internet banking. In addition, if you need a statement of the transaction that you have done through the bank, you can also see it through net banking.
In a word, you can do all the work of the bank through net banking. You only need two things to do net banking at home.
- Smartphone or computer or laptop
- Internet connection
How does internet banking work?
Hope you have a good idea about what net banking is. In this step we will discuss how net banking works.
Now we can do all the banking at home, but let’s find out how net banking has made our lives easier and how it works.
In order to do internet banking, first of all you have to get permission from the bank you want to work online.
Then you can do net banking if you confirm to do net banking with some document agreement from that bank.
After getting permission, for online financial transactions, you have to log in to the website of the bank you want to work for online.
This will require your smartphone or computer or laptop and internet connection. After logging in to the website, you can see the financial services offered by the particular bank on the first web page. And you can easily use the service you need.
In addition, the bank you work for online always has a hotline number as customer care. If you have any problem while doing net banking, you can easily solve it by calling them.
HDFC Mobile Banking
HDFC Net Banking provides mobile banking services to take their service one step further and meet the needs of the customers.
HDFC Bank is also updating their mobile banking app to ensure a smooth and secure customer experience. For this, various new features and security measures are being installed in one.
You can learn more about hdfc net banking through this article. How to register, login, transfer money for hdfc net banking – you can know all these.
At a Glance About HDFC Net Banking:
CEO: Aditya Puri
Center: Mumbai, India
Established: August 1994
Hdfc-netbanking apps that you can find on the internet:
- HDFC Bank MobileBanking
- HDFC Bank Hindi
- HDFC Bank Tablet
- HDFC Bank Investor Relations
- HDFC Bank SmartHub
- HDFC Bank IR
How to register for HDFC Mobile Banking?
Step 1: First you need to go to HDFC’s official net banking website.
Step 2: You will see a box called Customer ID or User ID, click on the Continue button with your Customer ID.
Where to get customer ID?
Usually the customer ID is given in the check book of HDFC Bank. This customer ID needs to be used for hdfc net banking.
In addition, when you are asked to provide a Customer ID, there will be a button called Forgot Customer ID at the bottom.
But if you don’t want to bother so much, just pay attention to the HDFC checkbook, you will get the customer ID there.
Step 3: After giving the customer ID you will be asked to enter the password. Since you have not yet registered with HDFC, you do not know the password. To do this, click on the Forget Password button.
Step 4: Again you have to give the customer ID. Then click the Go button.
Step 5: On the webpage, you will see two options. One is to get the OTP code through your mobile number and the second is to get the OTP code via email. Then place a security check and click the Continue button.
Step 6: You need to add the registered mobile number. The number that you gave while getting the customer ID from HDFC Bank should be used here. Email address must be used.
Step 7: The OTP code will be sent to your mobile number within maximum 10 minutes after giving the number. Add it to the OTP code box and click the Continue button.
Step 8: Now you need to enter a new password for HDFC Net Banking. Enter any password you wish. Make sure the password is strong. Try to put any mark using your own name. This will create a strong password. This password will take time to login to HDFC Net Banking, so keep the password in a safe place.
You will then receive a confirmation that your password has been activated. Now you can login to hdfc net banking with this password
How to log in to HDFC Mobile Banking App?
Step 1: Go to Play Store and search by typing HDFC Mobile Banking. After installing the application that will come, you will be asked to provide the user ID or customer ID and password.
How to get a customer ID and set a password by registering with HDFC is already mentioned above.
Step 2: After entering the customer ID and password, click on the login button, then you will go directly to the HDFC Internet Banking dashboard.
If you do not want to login with a customer ID and password every time, you will get an option called “Quick Access Pin Setup” below as an alternative, you can set up a 4 digit PIN from here.
Statement Check from HDFC Mobile Banking
To check the statement you first need to download the HDFC application. Then after logging in with the customer ID and password, your balance will show up at the top, you will get an option called statement just below it. Clicking here will open a dropdown box.
Shows all your transactions, when you paid, to whom you paid, to which account, when you received the money, how much you calculated – you will get all the details.
What services are available in the app?
The following services you will get using this app:
With this application you can pay UPI, transfer money and register for credit card.
You can set the limits of domestic and international cards.
Mobile recharge, card money, DTH recharge
You can pay the bill online through this app
You can apply for a new checkbook at HDFC Bank
Can stop paying checks issued
You can access all your account information and deposit information at HDFC
This application allows you to create Vimet accounts and invest in mutual funds.
You can also apply for a personal loan, gold loan, car loan, home loan, job loan or digital loan.
You can pay income tax online.
How to transfer money from savings in HDFC Bank to current account?
Usually when I opened an account with HDFC Bank I did not transfer money at all. For this, every year I would get a message from HDFC Net Banking that you have not made any transaction in your account this year.
They give me a notice that if I want to keep the account active, I have to make a transaction, otherwise my account will be classified as inactive or dormant.
Since I have never done a transaction before, I have been able to do the transaction by following a few steps to keep the account active.
And let me tell you how to transfer money from one account to another HDFC Bank account.
Here are the steps on how to transfer money from savings to an account in HDFAC:
Go to the official site of HDFC Net Banking. Go there and login with customer ID and password. After logging in, it will show you if you have any money or savings in your current account.
You will see an option called Transactions just to the left of the Accounts tab. This is a drop down button, so clicking on the transaction option will show some more options.
Scroll down and you will get another option called Funds Transfer, clicking on this option will ask you to select the transaction type. Select the transaction of your choice
Then your fund transfer web page will launch successfully.
Now you will get an option called “Form Account”, here select the account from which you want to send money.
Now you have to select the beneficiary. You have to select your beneficiary then give the beneficiary account number then enter the beneficiary IFSC code number.
Beneficiary account type “Savings” must be given. Then you have to pay how much money you want to transfer. You will get an option called Remarks, there you have to write “Pay”.
You’re done. Now you have to click on their terms and conditions and press the Continue button.
You have to select the email or phone number. An OTP number will be sent from HDFC Net Banking after payment. After giving that OTP, pressing the Continue button will complete your transfer successfully.
Hope you understand how to transfer money from HDFC Net Banking Savings to another account.
HDFC account is locked as I entered wrong password, what should I do now?
There is no reason to worry if the account is blocked due to HDFC Net Banking application repeatedly giving the wrong password. Usually, it is locked for 24 hours and unlocked again after 24 hours.
Usually, if you enter the wrong password again and again, your account is locked for your own benefit.
Suppose an unscrupulous person suddenly gets your customer ID, in which case he will try to embezzle all the money from your HDFC Net Banking account.
That’s why he will repeatedly try to password. In this case, if he gives the wrong password 5 times, the account will be locked for 24 hours by the HDFC officials.
This means no one can access your account for up to 24 hours. And if you give the wrong password 5 times, locking it for 24 hours is called cooling period.
How to login if you have an account lock?
If you need to log in to your account in a very important way, then today I will teach you the tricks that you will use. For this you need to reset your password and enter the new password again
Follow the steps below to reset your password and enter a new one
Step-1: First you need to go to the official website of HDFC. There you will find the option to log in to Net Banking.
Step-2: After coming here, you have to give the customer ID, which is given along with the chequebook when opening the HDFC Bank account.
Step-3: After giving the customer ID you will be asked to enter the password but you want to reset the password. For this you need to click on Forget Password written below. Then you have to give the customer ID again.
Step 4: On the next page you will be asked for two step authentication. You can do this through debit card if you want or you can take OTP from them with registered phone number.
Step-5: Paste the code in the new page that will open after OTP comes in your registered mobile SIM. After pasting, click the Continue button.
Step-6: In order to get OTP, you need to give not only mobile number, but also email address. Basically, you have to give the mobile number and email address that you gave while opening the HDFC Bank account.
Step-7: When a new web page comes up to add OTP, you have to pay both OTP of your email and OTP of your mobile. Then press the Continue button.
Step 8: After clicking the Continue button, a new page will appear to enter the new password. Here you need to enter the password for the new HDFC Net Banking Account.
The password must be strong so that no hacker can easily crack it. Once the password is given, click on the trams and condition of the website and press the confirm button. Your password will be changed.
I have not shared any link of the website or web page of password change among you. Because these have become your habit.
There are many rogue people who give the phishing link instead of giving the password change link of HDFC Net Banking, which is capable of hacking your bank account.
So please quit this bad habit and never login your bank account from the link given by others.
We hope you enjoy the article. I have tried to solve almost all the problems with HDFC Net Banking with this article.
So that you don’t have to search the internet again and again and get the solution from one article. If you like the article, be sure to share it with your friends and relatives so that they can benefit, thank you.